The First At Work program offers a unique, customized financial wellness program featuring special banking benefits and tools for you and your employees.

Benefits to Your Business:

  • No cost, value-added service offered to existing and prospective business clients
  • Designed for companies that offer direct deposit to their employees (25 or more employees)
  • Special banking benefits for your employees
  • Save time and money by enrolling more employees to the payroll direct deposit option
  • Convenient on-site financial wellness seminars

As a First At Work Company, your employees will enjoy account and service options built exclusively for our First At Work members. Benefits include:

  • Free Checking with no hidden fees
  • Free Online Banking & Bill Pay
  • Discounted loan rates and exclusive cost credits
  • Premium interest rates on savings accounts
  • Free mortgage pre-qualification and reduced closing cost credit on First National mortgages.1

As a First At Work partner, your dedicated Banker will help you create a Financial Wellness program that meet the needs of your business. First National will provide convenient on-site educational presentations on a variety of financial topics, including:

  • Savings & Budgeting
  • Identity Theft Prevention
  • Understanding Your Credit Score
  • Home Buying
  • Refinancing Your Home
  • Investing 101
  • Retirement Planning

Contact for more information.

Employer FAQs

Is the First At Work Program only for business clients of First National?
No, whether you are a current business client or not, the First At Work program is available to your company employees.

How is this program a benefit to our employee benefit package?
Just as other employee benefits provide protection for retirement or health issues, this program has cost saving, banking benefits and educational resources to help guide employees with financial decisions throughout their life.

How does a company become a First At Work Company?
Contact a Banking team member at We'll share more about the program and learn about your company and employees.

What is meant by "on-site" educational presentations?
The financial waters can be tough to navigate alone. As a partner, it makes sense that we share our knowledge of this industry and keep our community in the know with what to do at age 20, 30, 40, 50 and beyond. We are so passionate about finance that we will present financial education to your employees on-site at your company location.

What is meant by customized implementation?
There's no one size fits all approach. We will implement and provide a customized program that suits you and your employee's best. Working with your Banker, the program will be tailor made for your company.

How long is the process to become a First At Work Company?
This process may be accomplished in as little at 7-10 days. Contact a Banker for more information on how to enroll.

1 Mortgage closing cost credit applies to home purchase and refinanced loans on primary residences only and is subject to change without notice. Cannot be combined with other discounts/promotional offers or exceed fees charged by First National Bank Southwest. See a First National Bank Southwest Mortgage Loan Officer for details.