As an employee of a First at Work company, you'll enjoy account and service options built exclusively for our First at Work members. With your First at Work Free Checking account, you are entitled to great benefits.

  • Free checking with no hidden fees
  • No ATM fees nationwide (if you use an ATM that is not operated by us, you will be reimbursed the fee charged by the operator of the machine and/or by any network used)
  • Free bank logo checks
  • Premium interest rates on savings accounts
  • Discounted loan rates and exclusive cost credits

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  • Premium interest rates on savings and CDs
  • $25 per year Safe Deposit Box Discount
  • $400 Mortgage Closing Cost Credit1
  • Discounts on Auto, Home Equity and Personal Loans
  • We offer credit cards with online and mobile account access as well as access to FICO® Scores for free.

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First at Work Free Checking brings you financial wellness seminars relevant to a variety of life's stages.

  • Savings and Budgeting
  • Identity Theft Prevention
  • Understanding Your Credit Score
  • Home Buying
  • Refinancing Your Home
  • Investing 101
  • Retirement Planning

Contact firstatwork@fnni.com for more information.

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Enroll in the First At Work Program

Getting started in the First At Work Program is easy! If your employer is a participating partner with the First At Work program, simply enroll in a First at Work Free Checking account and enjoy all the benefits of being an exclusive account holder.

First at Work Free Checking
Our First At Work Benefit Checking account comes with all the great services we provide with our traditional checking accounts, plus so much more. We added benefits specifically designed for you as an employee of a First At Work company.

Open a New Account
Apply online for a First at Work Free Checking account today. To convert an existing First National Bank Southwest account or move your accounts to First National Bank Southwest, simply call 866-914-3679 or visit a Banker at one of our convenient locations.

If you are already a First National Bank Southwest customer, you can convert to a First at Work Free Checking account without having to change your account number. You will receive all the enhanced benefits offered to you as a member.

Employee FAQs

What is First At Work?
First At Work is a benefit program for employees at participating companies. As an employee of a First At Work company, you're entitled to special banking privileges and exclusive offerings.

Are you with a First At Work company?
Contact us to find out.

What if my company is not a First At Work company?
Share this information with your Human Resources team and drop us a line at firstatwork@fnni.com and we will follow up with your organization about the benefits this program can provide for you and your colleagues.

Will I need a checking account to receive First at Work benefits?
Yes. The checking account is required to enjoy special offers on other banking products. You are still eligible to attend Financial Education Seminars that your employer may host without a First at Work Free Checking Account.

Can I have more than one First at Work Free Checking?
Yes, you may have more than one First at Work Free Checking.

Can I upgrade my current account to a First At Work account?
Contact a Banker to determine if this service is the best checking account option for your banking needs.
Phone: 866-914-3679
Email: firstatwork@fnni.com
For any additional questions, please contact a Banker.

Documents & Disclosures

A Guide to Your Checking Account (PDF)

View Deposit Agreement (PDF)



1 Mortgage closing cost credit applies to home purchase and refinanced loans on primary residences only and is subject to change without notice. Cannot be combined with other discounts/promotional offers or exceed fees charged by First National Bank Southwest. See a Mortgage Loan Officer for complete details.

Refer to account disclosure and rate sheet for details on fees and interest or contact a Personal Banker for details including eligibility, service description and associated charges.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 8, the version of FICO® Score we use to manage your account, within 45 days of account opening.

Cards are issued by First National Bank of Omaha.